My Mother always told me…
To the editor:
Never go without health Insurance. Now in my 50s – I have always followed her wise advice… but it has not been easy. The monthly insurance premiums are through the roof, the deductible is so high it leaves me with what I would consider, “dire emergency health care”only.
The explanation statements leave me even more confused.
I’m college educated and I run my own small business with my husband. We are both self-insured. When we get are Annual Preventative exams… more money out-of-pocket, even for a Pap smear. I need a surgery — but I can’t go and get the care I need. It would cost us $8,000 before the insurance would kick-in. We don’t have that kind of money. I don’t wish to put my family in that kind of fiscal dilemma. So what do I do? I suffer each day. I suffer in pain and I pray no other problems arise -like a cancer, or an on-the-job accident.
Can I change insurance companies? – no, I have a pre-existing. For now, I’m stuck, maybe when the rest of the Bill becomes effective.
I very much like what President Obama and his Administration has done with the Affordable Care Act. I’m looking forward to the changes that will come. Just last week I received a letter from my insurance carrier (a well known company) outlining the changes thus far. I like what I see. I can’t wait until I can join a group — perhaps a group of others in my industry, construction. The forces that wish to go backwards, the GOP, they simply don’t understand “those who have not,” those of us stuck, just like me.
Vanessa Schaefer
Cape Coral